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Short Sales And Your Tax Liability

One of the most confusing topics when it comes to short sales is tax ramifications. There is so much misinformation and so many myths floating around out there as well as many people that think they know what they’re talking about when they really don’t. First of all, if you’re considering a short sale or a foreclosure one of the things to be aware of is that in both of these situations...

Behind On Your Payments? You Don’t Have To Choose Foreclosure

I run into a lot of people that are in a situation where they know they can’t keep their house anymore; they may already be late on their payments or are underwater. One of the common misunderstandings that people in situations like this have is that they have to choose foreclosure or short sale. If your payments aren’t being made, foreclosure is imminent; if you’d like we can always...

Read Your Short Sale Approval Letter Thoroughly

Today I wanted to cover a subject that almost everyone we talk to has questions about. It is a tough subject to talk about and the questions are often difficult to answer because the answer is really dependent on your particular situation. The question is always, “What happens after a short sale? Am I still going to have a deficiency or owe my lender money once the short sale is completed?”...

Looking For A Spring Leaf Short Sale Specialist? Look No Further!

Do you have a Spring Leaf home equity line of credit or mortgage? Where I usually see Spring Leaf mortgages is when they are associated with manufactured homes. If your home has gotten to a place where it is underwater or you find yourself wanting or needing to move, I wanted to make sure you knew that the people at Spring Leaf are great to work with. We have been working with them for years and are...

Is Your Adjustable Rate Mortgage Making Your Home Unaffordable?

There’s a thing that’s lurking in the housing industry and is coming to a lot of different folks right now. Back in 2004 or so, there were a lot of 80/20 loans, 80/15 loans, basically when you purchased a home or refinanced back then and got a home equity line of credit as part of your mortgage, a lot of these home equity lines were adjustable rate. Unfortunately a lot of them had a 10 year...
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