Hello everyone Shawn Polston here with Keller Williams Realty and Tucson Short Sales thank you for your time today. I use this blog to provide homeowners who may be facing foreclosure or considering a short sale with valuable information on all of their options. If you need to sell your home fast or fear default is imminent please visit my website or call me directly to learn more about your options.
Today I wanted to talk about a question that I get asked frequently which deals with whether you need to miss a mortgage payment to complete a short sale. This is a topic that is unique to every homeowners situation and needs to be discussed with a short sale expert. Your real estate agent should never be able to simply answer this question with a yes or a no because there is too much riding on the answer. There are certain situations, and lenders, that will garner a short sale approval without missing a payment. However, your lender guidelines are constantly changing and your financial situation will certainly play a big part in the answer. My best advice in this situation is to fill out my short sale request form to find out what your home is currently worth and where you stand. After this has been done we can really dig deep and find out what your best option is going forward. This of course is a no obligation free consultation and serves to help homeowners self realize there big picture real estate concerns. Every home is different and so is the owners situation. For this reason it is important to discuss all aspects of your financial situation when making any real estate decision.
If you find yourself in a position to short sale it is important that the proper steps are taken before listing your home. Please give me a call or fill out the request form on my website to get started today. Thank you for your time and I look forward to helping you in the future with your real estate needs.